thewugtest:

sad-gay-potato:

thewugtest:

if youve never physically been in the presence of like, a real live wolf, and you probably wont get the chance to, heres some stuff about them you should know

  • a wolf’s fur is so unbelievably thick that you can get like, your whole hand into it while petting. and then you can keep going
  • wolves are a lot bigger than you think they are. think about how big you think a wolf is then just like double that
  • they dont really smell like dog but they DO smell and youre not going to be able to figure out if its a good smell or not
  • a wolf really wants to lick the inside of your mouth. he will not stop trying to lick the inside of your mouth at any cost, and generally speaking you need to press your lips together kind of tightly when he approaches your face so that he doesnt worm his damn tongue in there to give you what he thinks is an appropriate greeting
  • a wolf doesnt really want to look at you while you pet him but he wants you to pet him. hes embarrassed
  • if a grown ass wolf decides to lay down on you, you just have to deal with it and thats your life now
  • young wolves, much like young dogs, are overwhelmingly goofy and stupid. a teenage wolf will see your very fragile, very human shoulder and go “i can probably step on that with my full weight” and then he will do it
  • letting a wolf eat out of your hand is actually not remotely frightening, and youll want to do it all day

I wanna know who did this research.

well, i did!

geekandmisandry:

d6-da-maniac:

clairethehuntress:

soul-angelos:

wear-it-like-armour-bastard:

testxsterone:

hollowedskin:

raphaelsdumort:

sarsbabe77:

animatedamerican:

inquisitivespirit:

protectnevillelongbottom:

littlepumpkinprincess:

fiercefatfeminist:

fiercefatfeminist:

It is our duty as feminists to protect and respect women in Hijabs

Now. More. Than. Ever.

Question: if I see someone pull off a Hijab, what should I do? I know there are reasons they are worn so I want to if i should stand in between them and who did this, should i protect them from view somehow, or something else? This has been happening a lot so I feel it’s something everyone needs to know.

Good question! I cannot correctly and effectively answer, as I am a white, non-Muslim person; however, I will reblog in case any of my followers can answer. 

I asked my Hijabi friend, so here’s one Hijabi’s answer: 

“my opinion is, definitely try cover them or give them something to cover themselves with. And perhaps shoo off the person, without putting oneself in danger! God forbid, if that happened to me, I would like someone to come and comfort me and give me something to cover my hair with and then help me report it to the cops

(Followers, if any of you are hijabi and would like to expand on this answer or offer alternatives, please do.)

If u see it happen to 1 of us, pls cover our head + hair with a coat or shawl or any piece of cloth, while hugging us in comfort. Please don’t get hurt by lashing out @ the perpetrators in any way, coz if they dare to do that, they’re probably too far gone in their own hatred to listen to any reason. Much love + Thank You to anyone who supports us.

yes !! everything said here is important af. if you see someone pull off a girl’s hijab immediately cover her hair and provide comfort. don’t talk to the perpetrator but try to get the woman out of there if you can. maybe if you have a scarf on you at the time give it to her so she can wear it until she’s alone and can replace her hijab. please please protect muslim girls because we already had it hard before donald trump became president and now its gonna be worse with people going around thinking their violence and cruelty is justified 

for my other white ppl who might have a hard time, it’s my understanding that a hijab is like a major item of clothing, not an accessory like a hat or a scarf.
so think abt it more like if someone just ripped someone’s shirt or skirt off. u don’t want to be left there exposed or have to walk home without it.

everyone, even outside America needs to protect our Muslim sisters in these times.

as a man, what would be the best thing to do? should i turn my head and avoid looking at their hair? can i still offer a jacket or something similar?

^I’m hoping someone has an answer islamaphpbia is on the rise in my town and I want to be a good male non Muslim ally

For men, yes please, we would prefer it if you avoided looking at our hair, and if we don’t have something to substitute as a hijab at that moment, anything you could lend us, a jacket, etc, would be very appreciated.

Also, since most girls avoid physical contact with men they’re not related to, please do not hug them, but rather shoo the offender away if you can, or at least escort the girl to a safe place. You can still offer words of encouragement and support. Furthermore, understand that the victim may not be very welcoming towards you because she’ll obviously be shaken, and won’t know where you are coming from. If that’s the case, please still give her something to cover herself (hijab is very important, think of it as someone ripping your shirt off) and stand some distance away until you are sure she’s in safe hands.

Thank you so much for your support, we really appreciate it, god bless all of you.

In the horrible climate we’re currently in, please take note of this.

Reblogging this again for the guy-instructions

Same

Different Strokes?

sewickedthread:

shrineart:

yournewapartment:

buckleupbones:

kedreeva:

redbirdblogs:

janothar:

mehofkirkwall:

janothar:

mehofkirkwall:

pitbullmabari:

janothar:

pitbullmabari:

rose-in-a-fisted-glove:

naturepunk:

I think I left the teller at the bank genuinely disturbed when I told him that “If I can’t afford it, I just don’t buy it.” 
“What about a car? Do you drive a car?” he inquired, his voice toning on the edge of fear.  
I told him, “Yeah, I have a vehicle. I bought it used for under $3,000.” 
He looked physically pained. “What about if you want to buy some kind of new appliance? Or furniture?” he persisted.
I stared at him blankly. “My couch was $5.00 at Goodwill. Like…I just buy shit cheap or I don’t buy it at all. The only thing in my life that I make payments on is my house, my bills, and my insurance, and that’s split five ways because I have housemates.” 
The young man looked horrified? Appalled? And somehow also awed? 
This guy couldn’t have been much older than me. But it seemed that he’d never even considered the option before of saving up for something to purchase it outright instead of using a credit card.
Am I the only person in my general age group (just turned 26) who’s never owned a credit card, and who has forgone basic comforts in order to save up for items so you don’t owe money to anyone, like, ever? 

If you’re living in the US without a credit card at 26, you’re playing with danger.

No credit is viewed as the same as bad credit. Which means you could be denied if you ever do need to rent an apartment or a car. Hospitals and clinics are also less likely to allow payment plan programs for people without good credit.

The best thing you could do at this point is apply for a credit card you’re eligible for and pay a few things (I do gas and groceries myself) with it each month. As long as you keep it to zero balance each month there is no interest and there will be proof of you not having debt (instead of just the absence of debt).

what.

This is legit how it works.  The system requires records on you, or else.  So you need a credit card and worse, you need to have a record of using it, even if you pay it off every single month.  Unfortunately, the formulas used to determine credit score are secret, so we also have people suggesting that your credit rating is helped if every so often you do pay a bit of interest.  The whole thing is a complete mess.  If you don’t have a credit rating/history, then any loans you manage to get will be at extremely high interest and will require much more effort than they really should.

what

yeaah let me just go get a card that i can’t pay off because capitalism is shit, even if i literally only buy a pack of gum
that’d go well

If you pay it off in full every month there is no interest.  Do what OP is doing but put some of that on your credit card and pay it off every month, and soon you will have a very good credit rating.

you skipped right the fuck over the “can’t pay it off” part huh

like credit cards are just not a viable thing if you’re poor and have shit income

And I’m saying to literally not put anything on it if you can’t buy it in cash. And I’m aware that they fuck over poor people, but yeah, that’s the system that’s in place. This is advice for navigating it, which is how to obtain good credit which helps a lot.

Right like don’t make minimum payments, put your gas on your credit card then that same day pay the credit card company online then don’t worry about it for another month. It’s an absolutely shit system, but in the event of an emergency it’s good to have.

I have had to explain this to a lot of people in my life, but it’s true- no credit is the same as bad credit. What having (and using) the card actually shows is that you are capable of (and actually follow through on) making regular payments: ie, it is proof of having a steady income (even if you do not actually have a steady income). It is showing you reliably can pay for things you purchase, which is what your credit score is all about.

Think of it this way. You have a credit card, which is your credit tracking device. You use the card to tell someone “I will pay for this thing with borrowed money.” They agree to allow you to pay with borrowed money. You then turn around to your credit card company and say “Thank you for allowing me to borrow your money, I will now pay you back with my own money.” (which, if you repay them promptly enough, you can repay them the exact same amount you borrowed, rather than paying them more than you borrowed [which is what interest is])

The credit card company then recognizes that you successfully borrowed their money AND returned it safely, and they pass that information along to credit tracking companies. Each time you do this, you gain credibility. If you do this enough times, you are considered a credible borrower of money, so that if you ever are in a situation where you need to borrow a large sum of money (for example, a mortgage or a car or a hospital bill or whatever), companies with money will look at how well you have returned money in the past, and say Ah yes, this person repays their debts well, so we can lend them our money this time.

So like, do what the above folks are recommending. Get a credit card and use to to reasonably purchase things you already have to buy- put a batch of groceries on the card. Go home (or wherever you can use the interne), pay it off as if you had paid cash in the store for it. There is no extra fee or interest for doing this, and you are leveling up your credibility in case of emergency later on in life.

Ok, here’s a guide for the easiest way to do this.

1. get your first baby credit card with the bank that you already bank with. If it has cashback rewards, even better (that’ll be free money later).

2. set that shit up so it pays the full amount, automatically, every month. you don’t have to remember to go home and pay it off, or worry about it at all. You won’t pay interest.

Your first card, especially if you have no credit, is going to have a small limit. Like $500. This is important: credit companies want you to use a certain percentage of the card every month. This is 1-9%. I usually just go straight 5%. If you use too much, you look like a wild card (even if you pay it off every month) and if you use nothing than you’re not proving to them you can be trusted.

So your first card has a $500 limit. 5% of 500 is $25.

Your goal is to use $25/month.

This is about a tank of gas for me. So once a month, I would fill up with this card, and then put it in the back of my wallet until next month. The payment was made automatically by my bank from one account (debit) to the other (credit). Rinse and repeat. I did this for a year.

Then after a year, my credit had skyrocketed (because I had nothing before, and added this good habit for a year). So I called up my bank and asked for them to increase my limit based on my new credit. I had shown them I was good at borrowing a good amount of money and paying it back on time every time.

The bank increased my limit to $5,500. Like holy shit, at the time I was definitely not expecting that.

So new math. 5% of 5500 is $225. So now instead of gas, I put my cell phone bill ($50), my car insurance ($130), and my dog food automatic order ($40) on it.

The best part is everything is automatic. I keep this card in the back of my wallet permanently; all these bills and the automatic payments are, well, automatic. My credit goes up, I rack up cash back rewards, there’s nothing to it.

And, if I ever get in an emergency, like a vet bill for one of my dogs, I can use that card to pay the $3,000 emergency bill without worrying about whether the place will take my dog if I have no money. I can then go home, change the settings from “pay in full every month” to “pay $X every month” (more than the minimum!) until it’s paid off, and then go back to just my bills. My credit might take a little dip during that time, but will bounce back pretty quickly.

There’s several other factors to credit (hit me up if you want more info) but this was literally the only measure I took for my first year, and my credit went from 525 to 700 in a year. Another year later, I’m now at 753, have a mortgage with a great rate, and can get a monster ass loan if I really need it in case an emergency or hard times fall.

It’s a shitty system of hoops to jump through, but knowing you can use these measures if it comes to it is a good feeling.

Okay but literally read this entire post please!

Take it from someone who was taught that credit cards are evil, you NEED to build up some credit. 

I’m 32 and only JUST NOW able to get a card because my fiance helped me do so. I could not get approved before because I didn’t have any credit.

Read this. Follow the advice.

I don’t know if this is how it works in other countries, but this is definitely how it works in the US.

And when you are trying to get a loan or mortgage, having good credit and no debit is practically gold. 

What to do if you suddenly find yourself homeless

friendly-neighborhood-patriarch:

hominishostilis:

friendly-neighborhood-patriarch:

hominishostilis:

fifiaintapunkname:

comrade-jiang:

kukachoosays:

himynameisrollin:

hipsandheartbreak:

spork-of-humanity:

dangerbabegang:

FOOD

  • Find your nearest food bank or mission, for food
  • grocery stores with free samples, bakeries + stores with day-old bread
  • different fast food outlets have cheaper food and will generally let you hang out for a while.
  • some dollar stores carry food like cans of beans or fruit

SHELTER

  • Sleeping at beaches during the day is a good way to avoid suspicion and harassment
  • sleep with your bag strapped to you, so someone can’t steal it
  • Some churches offer short term residence
  • Find your nearest homeless shelter
  • Look for places that are open to the public
  • A large dumpster near a wall can often be moved so that flipping up the lids creates an angled shelter to stay dry

HYGIENE

  • A membership to the YMCA is usually only 10$, which has a shower, and sometimes laundry machines and lockers.
  • Public libraries have bathrooms you can use
  • Dollar stores carry low-end soaps and deodorant etc.
  • Wet wipes are all purpose and a life saver
  • Local beaches, go for a quick swim
  • Some truck stops have showers you can pay for
  • Staying clean is the best way to prevent disease, and potentially get a job to get back on your feet
  • Pack 7 pairs of socks/undies, 2 outfits, and one hooded rain jacket

OTHER

  • first aid kit
  •  sunscreen
  •  a travel alarm clock or watch
  •  mylar emergency blanket
  •  a backpack is a must
  •  downgrade your cellphone to a pay as you go with top-up cards
  •  sleeping bag
  •  travel kit of toothbrush, hair brush/comb, mirror
  •  swiss army knife
  •  can opener

Reblog to literally save a life

if there is a Dollar Tree near you, they have entire food aisles

Planet Fitness also has $10 memberships. you can shower and they have free food days! pizza night 1st monday every month, bagel tuesday the 2nd tuesday every month.

Save a life reblog

i am so glad that i renblogged this however so long ago. i saw this post and shared it with others in mind, but now i am the one who really needs this. id like to think of this as good karma i guess

also a good list if anyone ever needs to run away from home for whatever reason.

Reblogging again because I’ve been living by a lot of these guidelines the last month. If you suddenly find yourself homeless, don’t give up. You have options.

Wet wipes especially are life savers – crotch rot isn’t pleasant.

Take care of your feet – if you can’t walk, you stand a very real chance of dying. That’s not an exaggeration, take care of your feet.

Keep them dry, and if you can manage it try to change your socks daily – I had three pairs I would wash – more or less – and hang to dry so that I always had a dry pair to replace the ones I had on if they got wet.

Even a cheap plastic water bottle is a water bottle, fill it from public fountains and stay hydrated. If you can carry two and have room, keep one in your bag.

Your bag is your life. Do not put it down. I used to sleep with it on my front, it helped a little in terms of staying warm.

Newspapers torn up and stuffed into your jacket can help you stay warm. Layers are your best defense, you don’t want to sweat because that will compromise your ability to stay warm and dry. If you get overheated you can peel off a layer and put it in your bag.

DONT overburden yourself. A heavy bag full of stuff might make you feel more prepared but it will also wear you out, trying to haul everything around. Pack smart, pack light.

Ziplock bags get thrown out all the time, grab them. You can pack anything you don’t want to get wet in them, and you can also suck the air out of them and seal them so they take up less space.

Learn to build shelter; this is a skill I personally think everyone should learn Just In Case, because dumpsters are great but they’re also dumpsters. You don’t want to sleep behind one unless you really, really have to.

Protein is great but if you can manage it, remember to eat FRUIT. Something with vitamin C at least; my teeth started getting loose in their sockets because I wasn’t getting enough vitamin C. Scurvy can kill you.

srsly about the Wet Wipes

I met somebody in Harvard Square. I didn’t wanna give him money but I bought him wet wipes, a new reusable bottle, and a sammich.

The guy took Wet Wipes like manna from heaven

Wet wipes are fucking GOLD, I got into the habit of keeping a pack in the trunk of my car even after I got off the street. And towels.

I can’t stress enough about staying dry, especially in the colder months.

News about that fella. I ran into him 2 years later a few months ago. He’s getting his shit together as a barback in Harvard. I know this cuz he recognized me in his bar.

Be kind to homeless folks. They might just make you feel like an angel

speciesofleastconcern:

bitchesgetriches:

I would NEVER recommend something so legally ambiguous and clearly unethical. Which is why I’m sharing this widely. So you guys all know to never do such a thing. Ever. Because it would be bad. Make sure to reblog so others know not to ever do this very wrong thing. And definitely make sure you know what color the parking tickets in your city are. Maybe hold onto one for reference in case you ever worry that you might accidentally do this. Keep it in your car so you can look at it sometimes and say “It would be wrong to use this as a fake ticket to prevent getting a real ticket.” 

Make sure that you don’t research what the color of tickets is in the place you are parking, such as safety orange for boston

ADOPTION FUN FACT

thepioden:

elf-kid2:

confessionsofbirthmothers:

onlyblackgirl:

If you’re adopted internationally into the United States, BY adoption LAWS you’re legally a citizen, but you still have to apply for documentation and if it’s not done by the age of 18 you have to pay over $500 and get a judge to reopen your adoption case. 

Even More Fun Fact: No one actually tells adoptive families, this so many find out after they’re 18 when their kid needs to get a passport, wants to apply for financial aid, get certain jobs, vote or some other shit that requires proof of citizenship and now it’s too late because they’re 18 or over. 

AND EVEN MORE FUN FACT! You can sometimes even be deported because you can be considered foreign-born, non-citizens! 

Oh and they won’t accept adoption papers or a birth certificate as proof. 

Adoption is FUN

Do it now! Seriously. Even if you think you are safe. Do it.

Many people are finding that even a birth certificate is not valid proof anymore. Texas birth certificates are notorious. So notorious that I have 3 friends who can’t use them to get passports! Don’t think everything is hunky dory. You must nail down your citizenship.

http://www.nolo.com/legal-encyclopedia/filling-out-form-n-600-application-certificate-citizenship.html

Plus the cost for your citizenship certificate is almost doubling this fall.

SIGNAL BOOST.

Some Naturalization/Citizenship Certificate tips from me, the person who front-end processes these forms for half the country: the passport people are absolute garbage at sending your Naturalization Certificate back to you. Unfortunately, they also require it for you to get a passport. If you don’t get it back, whine at them about it and they will probably cover the cost of the replacement.  

Also! It takes up to 12 months to get a replacement certificate. If you urgently need your Natz Cert to visit your dying relative in another country, the word you want to use is ‘Expedite’. Not ‘ASAP’. Not ‘rush’. Expedite. Write a letter explaining why you need it expedited, if you do. Otherwise the USCIS data-entry grunts (me!) aren’t allowed to throw it into the expedite line and it gets relegated to the Backlog Crypts. 

Also! You need to get a new Naturalization Certificate if your name and/or gender legally changes, because a lot of places want your proof of citizenship for things like Social Security and student loans and Medicaid/EBT/welfare benefits and drivers’ licenses. 

ALSO ALSO both the N600 ($600) that you use to apply for your Naturalization Certificate in the first place and N565 ($345) that you use to apply for a replacement certificate are eligible for FEE WAIVERS. It’s called an I912. Learn it, love it, use it. 

Please for your sake make sure you are using the current version of the form. The most common reason I have to reject an N565 is because someone sent me something that expired in 2013. The current one is seven pages long. Please send the government all seven of them. 

Things I Never Learned In High School

clevergirlhelps:

sweetandlovelygirl7:

w0lf-eyes:

  • How to do taxes
  • What taxes are
  • How to vote
  • What political parties are
  • How to write a resume/cover letter/anything related to getting a job
  • How to write a check/balance a check book
  • Anything to do with banking
  • How to do loans for college
  • How to jump start a car or other basic emergency things
  • How to buy a car or house

but I’m so glad I know the fucking pythagorean theorem

thank you

didn’t learn any of this in college either

yoooooo (part II)

BONUS

smellslikecold:

rcmclachlan:

lillyrosaura:

There’s a website where you can learn ASL (American Sign Language) on your own, free and it’s a 31 Day program! The woman on there, her name is Rochelle Barlow, she runs the site and she actually is a homeschool teacher and teaches ASL. I am passing this on to some of you guys cause most of y’all on here is open-minded and curious and it is something important to learn.

I truly believe this site is helpful for some people who can not afford to going to ASL classes, or someone like me that just enjoys learning something new. This site will help with that. Once you sign up you will put in your email address and Rochelle sends you emails on tips on how to sign, gives you practice sheets, and gives you your weekly videos. And its all online. No need to paying for anything. (Unless if you want to she has something very different to this program) 

IMO and yes, this site is really amazing and is important because you never know if someone who is deaf or HOH needs help, if you end up losing your hearing ability this is something you will at least have on the back of your head, and it is just like any other language and should be taught. 

Here’s Rochelle’s YouTube channel!

url’s changed but this is still available, along with other free courses: aslrochelle.com/free-courses/